• Home
• Enquire Now
• Mortgage Calculator
• Mortgage Checklist
• Payment Protection
• Q&A
• Buying your Council Home?
• Need a Loan?

• Ocean Finance News
• Ocean Mortgages
• Right to Buy Mortgages
• Buy to Let Remortgages
• Business Mortgages
• Overseas' Mortgages
• Contact Details
• Careers
• Glossary of Terms
• Data Protection

Ocean Mortgages is a trading style of Ocean Finance and Mortgages Limited who are a licensed credit broker. Consumer Credit License Number 550081.

Bad Credit Mortgages

Do you have a CCJ, mortgage arrears, loan defaults, or a bad credit rating? Has your bank turned you down for arranging finance? Ocean mortgages could still help you find a mortgage deal that suits your requirements. Our expert mortgage advisors are happy to explain everything, in clear jargon free language and will search through Ocean's vast array of bad credit mortgages to try and find you a mortgage offer that suits your needs.

At Ocean Mortgages we consider all new mortgage enquiries on an individual basis and will try our best to arrange a new mortgage for you whatever your circumstances. Our range of bad credit mortgages, bad credit remortgages and CCJ mortgages allow people to plan for their future, whatever has happened in the past. Let Ocean Mortgages find a great bad credit mortgage deal for you.

With access to a large selection of the UK’s leading mortgage lenders, Ocean Mortgages are able to offer customers a choice from 1000's of bad credit mortgages. Ocean Finance is the UK's leading finance broker we have helped over 250,000 home owners arrange finance, we could help you!

A Simple Four Stage Process >>

1. NO OBLIGATION ADVICE   Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

2. MORTGAGE DETAILS SENT   Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

3. APPLICATION PROCESS.   Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

4. COMPLETION   Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counseling, credit reference agency and canvassing off trade premises.